The fees that banks charge retailers for processing
shoppers’ payments would be capped under draft EU rules endorsed by
Economic and Monetary Affairs Committee MEPs in a vote on Tuesday. The
vote confirms an informal deal struck with the Council in December. The
cap would apply to both cross-border and domestic card-based payments
and should cut costs for card users.
The draft rules also aim to enhance fee transparency, so
as to stimulate competition and enable both retailers and users to
choose the card schemes that offer them the best terms.
More information available in the press release after the
deal with the Council (link to the right). The text was approved by 51
votes in favour, 2 against and 2 abstentions.
Next steps
Parliament as whole is to vote on the deal at the second
plenary session in April (Strasbourg). The rules will then need to be
officially endorsed by the Council before they can take effect, six
months after the legislation enters into force.
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